It’s crucial to have a clear understanding of how much money you have coming in and where your money is going before you even try to save. If you live with a partner or split bills with someone, it’s important to go over this information together and create a budget. This allows both of you to be on the same page in terms of finances. Remember, their income and spending affect you too.
On a piece of paper, list the following:
Your income.
Your fixed expenses—these are your essential expenses that must be paid no matter what. Examples include rent, mortgage, loan payments, gas, and grocerie
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